OF OPERATIONS. (form 10-Q)

The following information specifies certain forward-looking statements of
management of the Company. Forward-looking statements are statements that
estimate the happening of future events are not based on historical fact.
Forward-looking statements may be identified by the use of forward-looking
terminology such as, “may,” “shall,” “could,” “expect,” “estimate,”
“anticipate,” “predict,” “probable,” “possible,” “should,” “continue,” or
similar terms, variations of those terms or the negative of those terms. The
forward-looking statements specified in the following information have been
complied by our management and considered by management to be reasonable. Our
future operating results, however, are impossible to predict and no
representation, guaranty, or warranty is to be inferred from those
forward-looking statements.

The assumptions used for purposes of the forward-looking statements specified in
the following information represent estimates of future events and are subject
to uncertainty as to possible changes in economic, legislative, industry and
other circumstances. As a result, the identification and interpretation of data
and other information and their use in developing and selecting assumptions from
and among reasonable alternatives require the exercise of judgment. To the
extent that the assumed events do not occur, the outcome may vary substantially
from anticipated or projected results, and accordingly, no opinion is expressed
on the achievability of these forward-looking statements. No assurance can be
given that any of the assumptions relating to the forward-looking statements
specified in the following information are accurate, and we assume no obligation
to update any such forward-looking statements.

Overview, Inc. operates what we believe to be the leading online loan
marketplace for consumers seeking loans and other credit-based offerings. The
Company offers borrowers “screened lenders” and takes steps to ensure the
lender’s trustworthiness and legitimacy. The Company provides institutional
lenders with innovative digital solutions by offering fintech technologically
advanced gathered leads through an exclusive proprietary platform. Our online
marketplace provides consumers with access to product offerings from our Network
Lenders, including mortgage loans, home equity loans and lines of credit,
reverse mortgage loans, auto loans, credit cards, deposit accounts, personal
loans, student loans, small business loans and other related offerings. In
addition, we offer tools and resources, including free credit scores that
facilitate comparison shopping for these loans, deposits and other credit-based
offerings. We seek to match consumers with multiple lenders, who can provide
them with competing quotes for the product they are seeking.

We also serve as a valued partner to lenders seeking an efficient, scalable and
flexible source of customer acquisition with directly measurable benefits, by
matching the consumer inquiries we generate with these lenders.

Our platform offers a personalized loan comparison-shopping
experience by providing free credit scores and credit score analysis. This
platform enables us to observe consumers’ credit profiles and then identify and
alert them to loan and other credit-based opportunities on our marketplace that
may be more favorable than the loans they may have at a given point in time.
This is designed to provide consumers with measurable savings opportunities over
their lifetimes.

In addition to operating our core mortgage inquiry and leads business, we are
focused on growing our non-mortgage lending businesses and developing new
product offerings and enhancements to improve the experiences that consumers and
lenders have as they interact with us. By expanding our portfolio of loans and
other product offerings, we are growing and diversifying our business and
sources of revenue. We intend to capitalize on our expertise in performance
marketing, product development and technology, and to leverage the widespread
recognition of the brand to affect this strategy.

We believe the consumer and small business financial services industry is in the
early stages of a fundamental shift to online product offerings, similar to the
shift that started in retail and travel many years ago and is now well
established. We believe that like retail and travel, as consumers continue to
move towards online shopping and transactions for financial services, suppliers
will increasingly shift their product offerings and advertising budgets toward
the online channel. We believe the strength of our brands and of our lender
network, place us in a strong position to continue to benefit from this market
shift., Inc.’s main objective is to provide lead generation services to
the mortgage and loan lenders., Inc.’s business model envisions
providing current, qualified leads to local lending institutions nationwide.
These leads will represent qualified borrowers in targeted zip code locations
where the lender conducts business. Our internet platform offers a portal geared
toward providing services to lending institutions who would be our customers.
The key function of our platform is to provide qualified leads to local mortgage
and lending professionals. The Company generates customer inquiries using
various marketing methods. The Company also sells advertising space on its
website and creates revenue through the sale of advertisement space, membership
fees and lead packages.

We are an “emerging growth company,” as defined in Section 2(a) of the
Securities Act, as modified by the Jumpstart Our Business Startups Act of 2012,
or the JOBS Act. As such, we are eligible to take advantage of certain
exemptions from various reporting requirements that are applicable to other
public companies that are not “emerging growth companies” including, but not
limited to, not being required to comply with the auditor attestation
requirements of Section 404 of the Sarbanes-Oxley Act of 2002, or the
Sarbanes-Oxley Act, reduced disclosure obligations regarding executive
compensation in our periodic reports and proxy statements, and exemptions from
the requirements of holding a non-binding advisory vote on executive
compensation and stockholder approval of any golden parachute payments not
previously approved. If some investors find our securities less attractive as a
result, there may be a less active trading market for our securities and the
prices of our securities may be more volatile.


In addition, Section 107 of the JOBS Act also provides that an “emerging growth
company” can take advantage of the extended transition period provided in
Section 7(a)(2)(B) of the Securities Act for complying with new or revised
accounting standards. In other words, an “emerging growth company” can delay the
adoption of certain accounting standards until those standards would otherwise
apply to private companies. We intend to take advantage of the benefits of this
extended transition period until we are no longer an “emerging growth company.”

We will remain an emerging growth company until the earlier of (1) the last day
of the fiscal year (a) following the fifth anniversary of the completion of an
offering completed on May, 2017, (b) in which we have total annual gross revenue
of at least $1.0 billion, or (c) in which we are deemed to be a large
accelerated filer, which means the market value of our common stock that is held
by non-affiliates exceeds $700 million as of the prior June 30th, and (2) the
date on which we have issued more than $1.0 billion in non-convertible debt
during the prior three-year period.

Limited Operating History

We have not previously demonstrated that we will be able to expand our business
through an increased investment in our product line and/or marketing efforts. We
cannot guarantee that the expansion efforts described in this report will be
successful. Our business is subject to risks inherent in growing an enterprise,
including limited capital resources and possible rejection of our products
and/or sales methods.

Management Changes

On December 28, 2021, the Board of Directors of, Inc. (the
“Company”) accepted Andrew Trumbach’s resignation as Officer and Director of, Inc.

An 8-K was filed on December 29, 2021.

Plan of Operations

We have completed our technology platform. We are now entering our operational
phase which includes contracting business loan, mortgage and personal loan
lenders for geographic areas using ZIP Codes. In addition to expanding our
network of lenders over the next 12 months, we intend to continue optimizing and
enhancing our Internet-based platform to focus on lead generation and generating
additional revenues for our marketplace services. Our mission is to be the
premier loan lead generation company. The budget for the next 12 months is
estimated to be $500,000, which is expected to come from friends, family, and
officers. A breakdown of the estimated cost for our next 12 months of operation
are as follows

Legal and Professional Fees                      $    50.0
Web Hosting Service, and Maintenance                   8.0
Subcontracting Services                              280.0
Office Expenses                                        5.0
IT Maintenance and Service                            10.0

Domain Names Hosting. Service. and Maintenance 2.5
Website Development and Related Service

Licenses and Permits                                   3.5
Marketing and Advertising                             50.0
Bank Charges and Cred Card Processing Fees             3.0
Rent                                                  25.0
Dues and Subscriptions                                 7.5
Computer Expenses                                      5.0
Transfer and Recording Costs                          10.0
Office Space Rent                                     22.0
Telephone Service                                      3.5
Total                                            $   500.0


Revenues are expected to be minimal as the volume of lender agreements during
this stage of operation is expected to increase at a gradual pace throughout the
year. We expect to operate at a loss during our initial growth/operating period.
President, Directors, or other executive officers will be compensated with sweat
equity options until such time that the company has positive cash flows.

Contingent upon the successful completion of our next 12 months of operation, we
plan to aggressively expand our operation and business from existing revenues.
Our expansion would be accompanied by an increase in the number of personnel to
obtain lender agreements for ever-expanding geographic areas.

Channels of Distribution; Marketing Costs markets and offers services directly to customers through its
branded website allowing customers to be pre-qualified in a one stop platform
and have access to all the major lenders and loan programs. The Company has
made, and expects to continue to make, substantial investments in its online
technology platform and marketing strategy to build its brand awareness in the
marketplace that will drive traffic and generate leads. The need for online
mortgages and personal money loan platform is driven not only by the millennium
generation that are moving away from traditional brick and mortar banks but also
from the new lifestyle changes caused by the Covid-19 pandemic.
expects to take advantage of this opportunity to capture a large portion of this
“new” marketplace demand and increase its revenue exponentially.

Results of Operations

Three Months ended February 28, 2022 as compared to February 28, 2021

The Company had $21,330 in revenue for the three-month period ended February 28,
and $3,000 in period ended February 28, 2021. Operating expenses for the
three-month period ended February 28, 2022 were $63,650 compared to $10,750 for
the three-month period ending February 28, 2021. Other expense for the
three-month period ended February 28, 2022 was $614,718 compared to $3,829 for
the three-month period ending February 28, 2021. The increase in other expense
was primarily due to the fees of $605,111 related to the agreed upon settlement
with William Coburn, which was settled with the issuance of unrestricted common

Six Months ended February 28, 2022 as compared to February 28, 2021

The Company had $24,930 in revenues for the six-month periods ended February 28,
and $3,000 for February 28, 2021, respectively. Operating expenses for the
six-month period ended February 28, 2022 were $63,650 compared to $35,580 for
the six-month period ending February 28, 2021. Other expense for the six-month
period ended February 28, 2022 was $624,116 compared to $15,329 for the
six-month period ending February 28, 2021. The increase in other expense was
primarily due to fees of $605,111 incurred in the second quarter, related to the
settlement with William Coburn, which was settled with the issuance of
unrestricted common stock.

Financial Position, Liquidity and Capital Resource

As of February 28, 2022, all cash loaned to the Company to pay its operating and
development expenses has been furnished by loans from its founder and President, Aldo Piscitello, as well as from the sale of equity and advances by related
parties and advances from a line of credit. Additionally, the Company
anticipates selling shares of the Company through a private offering of its
securities to supplement

Critical Accounting Policies

Our critical accounting policies, including the assumptions and judgments
underlying them, are disclosed in the Notes to the Financial Statements. We have
consistently applied these policies in all material respects. We do not believe
that our operations to date have involved uncertainty of accounting treatment,
subjective judgment, or estimates, to any significant degree.

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