670 Credit Score: Is It Good or Bad? | Credit card

670 Credit Score: Is It Good or Bad?  |  Credit card

The wonderful news about having a credit score of 670 is that you can legitimately claim that you have a good credit score. But the bad news is you alone barely have a good score. If you lose a point and slide to 669, you go from good credit to fair credit. Once you dip … Read more

Upgrade, Inc. Announces Partnership with One Hundred Credit Unions

Upgrade, Inc. Announces Partnership with One Hundred Credit Unions

Credit unions of all sizes partner with Upgrade to acquire assets and new members SAN FRANCISCO, March 30, 2022 /PRNewswire/ — Upgrade, Inc., a fintech company that provides affordable and responsible credit, mobile banking and payment products to mainstream consumers, today announced that it has reached another milestone with the signing of its 100th partnership … Read more

Wage Funding Survey Reveals Inflation, Student Loans, Tight Housing Market and Elimination of Child Tax Credit Leading to Increased Financial Stress Among American Workers

Wage Funding Survey Reveals Inflation, Student Loans, Tight Housing Market and Elimination of Child Tax Credit Leading to Increased Financial Stress Among American Workers

BOSTON–(BUSINESS WIRE)–As the country swings from one crisis to another, more American workers are facing financial hardship, according to a survey by Financing of salaries, the world’s leading provider of socially responsible financial products in the workplace. The elimination of COVID programs, such as the cancellation of student loans and the improved child tax credit, … Read more

Credit card debt up to pre-pandemic high

Credit card debt up to pre-pandemic high

Britons borrowed £1.5bn on credit cards in February, according to the Bank of England’s Money and Credit report. In total, Britons borrowed a further £1.9billion in consumer credit last month as the cost of living crisis took hold. This increase in debt was split between £1.5bn of additional credit card borrowing and £0.4bn of borrowing … Read more

Survey: Many consumers misunderstand how buy now, pay later works

Survey: Many consumers misunderstand how buy now, pay later works

Buy now, pay later (BNPL) flexible installment payments are growing in popularity, but consumers‘ their understanding may not increase at the same rate. Thirty-one percent of American adults have used a BNPL service, aaccording to a new survey consumer sentiment and understanding around BNPL from the BNPL Zilch platform. However, the data demonstrates a general … Read more

How do experts define financial health?

How do experts define financial health?

Money / Financial Planning PeopleImages/iStock.com Good financial health is not just about being rich. Rather, being in good financial health means being in the right frame of mind to make sound financial decisions and be financially stable. Here’s what it means to be financially healthy, plus signs that you’re financially healthy and small steps you … Read more

Today’s mortgage rates continue to climb | March 29, 2022

Today’s mortgage rates continue to climb |  March 29, 2022

The average rate for a 30-year fixed rate mortgage rose to 5.409% today. The rate is now more than a percentage point higher than it was a month ago. Rates are also higher for almost every other loan category. The last rate on a 30-year fixed rate mortgage is 5.409%. ⇑ The final rate on … Read more