How to Know When It’s a Good Time to Consolidate Your Debt

How to Know When It’s a Good Time to Consolidate Your Debt

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Getting out of debt is usually a much harder thing to do than getting in debt, … Read more

Do personal loans affect my taxes?

Do personal loans affect my taxes?

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, which we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. If you take out a personal loan (or have … Read more

Why Debt Consolidation May Be a Better Choice Than Debt Settlement

Why Debt Consolidation May Be a Better Choice Than Debt Settlement

Image source: Getty Images Are you hesitating between debt settlement and debt consolidation? Read this first. Key points With debt consolidation, you get a new loan with better terms. With debt settlement, you negotiate an amount to pay with your creditors. Debt consolidation doesn’t hurt your credit or affect taxes like settlements can. Owing money … Read more

Wells Fargo Personal Loans Review 2022

Wells Fargo Personal Loans Review 2022

Founded in 1852, Wells Fargo is one of the nation’s largest banks, serving one in three American households. It offers a wide variety of services, including banking, investments, and home loans. It also offers personal loans. Best Features Low rates: Wells Fargo offers fixed interest rates starting at 5.74% APR, which includes a relationship discount … Read more