Suncrest Bank (OTCMKTS: SBKK – Get a rating) and Lakeland Bancorp (NASDAQ: LBAI – Get a rating) are both small cap finance companies, but which is the better investment? We’ll compare the two companies based on the strength of their profitability, dividends, risk, earnings, institutional ownership, analyst recommendations and valuation.
This is a summary of the current ratings and recommendations for Suncrest Bank and Lakeland Bancorp, as reported by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Suncrest Bank||0||0||0||0||N / A|
Lakeland Bancorp has a consensus price target of $23.00, suggesting a potential upside of 44.93%. Given Lakeland Bancorp’s possible higher upside, analysts clearly believe that Lakeland Bancorp is more favorable than Suncrest Bank.
Benefits and evaluation
This table compares revenue, earnings per share and valuation of Suncrest Bank and Lakeland Bancorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Suncrest Bank||$46.73 million||4.92||$16.96 million||$1.37||13.56|
|Lakeland Bancorp||$279.68 million||3.68||$95.04 million||$1.84||8.63|
Lakeland Bancorp has higher revenue and profit than Suncrest Bank. Lakeland Bancorp trades at a lower price-to-earnings ratio than Suncrest Bank, indicating that it is currently the more affordable of the two stocks.
This table compares the net margins, return on equity and return on assets of Suncrest Bank and Lakeland Bancorp.
|Net margins||Return on equity||return on assets|
|Suncrest Bank||N / A||N / A||N / A|
Risk and Volatility
Suncrest Bank has a beta of 0.88, meaning its stock price is 12% less volatile than the S&P 500. In comparison, Lakeland Bancorp has a beta of 0.86, meaning its stock price is 14% less volatile than the S&P 500.
Institutional and Insider Ownership
5.9% of Suncrest Bank shares are held by institutional investors. By comparison, 63.3% of Lakeland Bancorp’s shares are held by institutional investors. 4.2% of Lakeland Bancorp shares are held by company insiders. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock will outperform the market over the long term.
Lakeland Bancorp beats Suncrest Bank on 11 out of 14 factors compared between the two stocks.
About Suncrest Bank (Get a rating)
Suncrest Bank engages in the provision of personal and commercial banking services. It provides checking, savings and certificates of deposit, loan, cash management, online and mobile banking, electronic statements, remote deposit capture, financial calculators and a customer service center. It also offers agricultural real estate loans, production financing, equipment financing and leasing, development loans, long-term fixed rate loans, SBA and USDA loans, guaranteed small business loans from the valley, USDA B&I loans, mac agricultural loans and cal-cap loans. The company was founded on May 19, 2008 and is based in Visalia, California.
About Lakeland Bancorp (Get a rating)
Lakeland Bancorp, Inc. operates as a bank holding company for Lakeland Bank which offers various banking products and services to individuals and small and medium businesses. The Company provides commercial banking services, including savings, money market and term accounts, as well as demand deposits. It is also involved in lending services, including commercial real estate loans, commercial and industrial loans, short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, home construction loans, residential mortgages, small business loans administration (SBA) and merchant credit card services; financing solutions for small and medium-sized enterprises; online banking, mobile banking and wire transfer services; and cash management services, such as remote deposit capture and overnight repurchase agreements. In addition, it provides consumer banking services, which include checking accounts, savings accounts, interest-bearing checking accounts, money market accounts, certificates of deposit, online banking, secured loans and unsecured, consumer installment loans, mortgages and safe deposit services. . In addition, the company offers investment advisory services for individuals and businesses; and securities brokerage services, including mutual funds and variable annuities, as well as commercial title insurance services and life insurance products. As of December 31, 2021, it operated 48 branches located in Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey and Highland Mills, New York; operated six regional New Jersey commercial lending centers in Bernardsville, Iselin, Jackson, Montville, Teaneck and Waldwick; and a commercial lending center in New York to serve the Hudson Valley region. The company was incorporated in 1969 and is based in Oak Ridge, New Jersey.
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