FORT LEE, NJ–(BUSINESS WIRE)–Cross River Bank (Cross River), a technology infrastructure provider that offers integrated financial solutions, today announced its partnership with Revolut, a global financial super app with more than 18 million customers worldwide, to grow and grow Revolut’s business in the United States. leverage Cross River’s technology and regulatory infrastructure.

The partnership will open the first US-based personal consumer loans for Revolut customers through Cross River’s technology infrastructure, with additional credit offerings expected to launch in the coming months. Cross River’s platform, technology and regulatory expertise will further expand access to financial services for customers across the country and enable Revolut to scale and grow across verticals, including credit.

As a result, Revolut customers will be able to easily take out a loan without worrying about late fees, origination fees and prepayment penalties. Customers can check their rates through the credit tab of their Revolut app without impacting their credit score. They can then seamlessly request the loan amount and term they need to achieve their goals right in the app.

“At Cross River, we are always looking for new and innovative ways to provide access to credit,” said Adam Goller, Executive Vice President, Head of Fintech Banking at Cross River. “Our partnership with Revolut is key to facilitating responsible financial solutions for consumers, and we are excited to propel Revolut’s expansion into the United States.”

“At Revolut, we’re building the world’s first super global financial app, so moving into personal credit and loans is a natural next step. Revolut has developed technology to provide loans instantly to approved customers, with no origination fees – so customers can get the credit they need, when they need it,” said Tarun Bhushan, head of loans at Revolut in the United States.We are thrilled to partner with Cross River to offer US consumers an even more diverse range of financial services with the launch of our intuitive, hassle-free personal loan product.

Revolut offers near-instant same-day loan funding, so once the loan is approved, it can land in the user’s Revolut wallet account within minutes. Customers can also set up automatic loan payments with the AutoPay feature to ensure they never miss a repayment. Revolut notifies customers by email if they have been shortlisted for a personal loan. Although currently only available to US Revolut customers, all US consumers will be able to apply for a Revolut loan in the coming months.

Going forward, Revolut will further bolster its US global financial super app with additional credit offerings. From day-to-day spending to future savings and investments, Revolut offers ways to improve economic health and gives consumers more control to connect seamlessly around the world. As fintech continues to play an important role in the financial industry, Cross River is an innovator in enabling secure financial and technology solutions for partners to provide more affordable access to credit and for consumers to manage their funds advantageously.

About Cross River

Cross River provides a technology infrastructure that powers the future of financial services. Leveraging its proprietary real-time banking core, Cross River delivers innovative and scalable integrated payment, card, lending and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential technology and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. FDIC member. Learn more about

About Revolut

Revolut is developing the world’s first truly global financial super app to help people get the most out of their money. In 2015, Revolut launched a money transfer and exchange service in the UK. Today, more than 18 million customers worldwide use dozens of innovative Revolut products to complete more than 150 million transactions per month. In our personal and business accounts, we help customers improve their financial health, give them more control, and seamlessly connect people around the world.


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