How does credit monitoring work?  Protect yourself from potential scammers
How does credit monitoring work?  Protect yourself from potential scammers

In the United States, every time you apply for a loan, open a credit card, or even start a new job, information is posted to your credit file. These reports tell lenders, utility companies, and potential employers how well you can handle the money. Pay your bills on time and the scores on those credit reports go up; do the opposite, and they go down.

Credit monitoring services help you track changes to your credit reports and let you know whenever something negative is posted that you should be concerned about. They also let you know when it’s time to celebrate because your credit score has improved.


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