REGIONS FINANCIAL CORP Management’s Discussion and Analysis of Financial Condition and Results of Operations (form 10-Q)

REGIONS FINANCIAL CORP Management’s Discussion and Analysis of Financial Condition and Results
of Operations (form 10-Q)

INTRODUCTION The following discussion and analysis is part of Regions Financial Corporation’s (“Regions” or the “Company”) Quarterly Report on Form 10-Q filed with the SEC and updates Regions’ Annual Report on Form 10-K for the year ended December 31, 2021, which was previously filed with the SEC. This financial information is presented to aid in … Read more

FINWARD BANCORP Management’s Discussion and Analysis of Financial Condition and Results of Operations (Form 10-K)

FINWARD BANCORP Management’s Discussion and Analysis of Financial Condition and Results of Operations (Form 10-K)

General The Bancorp’s earnings are dependent upon the earnings of the Bank. The Bank’s earnings are primarily dependent upon net interest margin. The net interest margin is the difference between interest income earned on loans and investments and interest expense paid on deposits and borrowings stated as a percentage of average interest earning assets. The … Read more