How young adults can start building credit

How young adults can start building credit

Mstudioimages | E+ | Getty Images There’s a lot to figure out after graduating from college. In addition to landing a job and finding a place to live, building your credit score is one of the most important things you can do to start down the path of financial success. The three-digit number represents your … Read more

4 personal loan lenders that offer an autopay APR discount

4 personal loan lenders that offer an autopay APR discount

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Personal loans are a common way to borrow money for large expenses — like weddings, funerals and … Read more

4 Personal Loan Lenders That’ll Give You As Much As $50,000

4 Personal Loan Lenders That’ll Give You As Much As ,000

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Personal loans are a common way to pay for large expenses like weddings, funerals and home renovations. … Read more

Student loan payments are not due until September. What you need to know

Student loan payments are not due until September.  What you need to know

The Biden administration has been working to end the pause on loan repayments as the economy’s recovery from pandemic lows continues. Jose M. Osorio | Tribune News Service | Getty Images The US Department of Education has extended the pause on federal student loan payments for the sixth time since the pandemic began more than … Read more

Improve your credit score before applying

Improve your credit score before applying

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Personal loans can be used for a variety of expenses, including weddings, vacations, home repairs, and … Read more

Why You Can’t Use Some Personal Loans to Pay Tuition

Why You Can’t Use Some Personal Loans to Pay Tuition

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. A personal loan can be used to cover a variety of expenses, including an unexpected bill, … Read more

Here’s what you need to do to pay off that big credit card debt

Here’s what you need to do to pay off that big credit card debt

Tippapatt | iStock | Getty Images This is another example of how the economic recovery from the pandemic has been uneven: while overall credit card debt is downothers see their balances grow into colossal numbers. Money Management International, a nonprofit credit counseling agency, recently analyzed the credit card balances of tenants who requested financial assistance … Read more

42% of Americans increased their credit card debt during Covid-19

42% of Americans increased their credit card debt during Covid-19

Covid-19 has triggered unprecedented financial challenges for many individuals and families. Now a survey shows exactly where many of them are feeling the pinch – their credit card balances. Bankrate.com finds that 42% of American adults with credit card debt have increased their balances since the start of the Covid-19 pandemic in March 2020. Of … Read more

What credit rating do you need for a personal loan?

What credit rating do you need for a personal loan?

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Credit scores generally range from 300 to 850, with 300 being considered “bad” and 850 considered … Read more

Personal loan vs personal line of credit: what’s the difference?

Personal loan vs personal line of credit: what’s the difference?

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. When it comes to paying for some of life’s most expensive items, like a home improvement, … Read more