Take Action with Bryant Bank Home Ownership Programs, Equity Loans
Take Action with Bryant Bank Home Ownership Programs, Equity Loans

By Tanna Friday, Sponsored Content

With Trussville City Schools in the Top 20 of U.S. News and World Reports Best High School Rankings, homebuyers see a lot of appeal and seek out our sought-after suburbs, making our community one of the best places where to live in Alabama. Trussville continues to be one of the fastest growing areas in Jefferson County, attracting many professionals who work downtown and in other parts of the city proper.

Bryant Bank has been part of Trussville’s growth serving the community since 2005, providing a vision to see every Alabamian live a financially stable future and live in a thriving community.

If current real estate trends are any indication, homebuyers are seeing a lot of appeal in what Trussville and surrounding communities have to offer, fueling demand and driving price increases. In fact, the median home sale price in Alabama at the end of 2021 was up 18% year over year, according to real estate broker Redfin.

Finance a home with Bryant Bank which provides a caring and knowledgeable mortgage team to work with you one-on-one to navigate the home buying process every step of the way. Bryant Bank helps first-time home buyers realize their dream of home ownership. Assistance varies across programs that make homeownership more affordable, including lower mortgage rates, more flexible loan requirements, down payment assistance, and tax relief.

“Buying your first home is an important milestone in your life,” said Vice President, Mortgage Officer Lisa Zeig. “At Bryant Bank, we understand that finding the right financing plan is as important as finding a home that fits your lifestyle. To help you get started on a solid foundation, Bryant Bank can help first-time buyers home to access up to $7,500 to help with the down payment and closing costs incurred when buying a home. Financing is available to qualified first-time home buyers*.”

Although homeownership programs are designed to make homeownership more accessible, they usually come with specific eligibility criteria.

Zeig shares that in addition to meeting the income eligibility criteria, the buyer must contribute at least $1,000 towards the home purchase; occupy the dwelling as your principal residence for at least five years; and complete a homebuyer education and financial literacy course specified by FHLBank Atlanta.

“Bryant Bank prides itself on providing accessible and achievable financial resources and mortgage products for first-time home buyers,” Zeig said. “Please contact one of our loan officers to determine if you are eligible for first-time homebuyer financing and to begin your application process.”

If you already own a home and are looking to tackle a home improvement project. Whether you’re looking for an outdoor entertaining space or a complete kitchen renovation, depending on the size and scope of your project, you may need to borrow money. Bryant Bankers also offers a wide range of loan options to help you develop your potential and achieve your personal financial goals. Whether you want to spruce up your home for spring, plan a vacation, or consolidate your debt, you can do it your way with help from Bryant Bank.

The Bryant Bankers are well trained, professional and dedicated to helping you through the process. Connect with a Bryant Bank mortgage lender by visiting bryantbank.com/mortgage, calling 205.518.1806 or stopping by 137 Main Street, Trussville.

*First-time homebuyer product is a Federal Home Loan Bank of Atlanta product. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan at www.fhlbatl.com for complete product requirements.

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